Customizing Plans To Meet Your Needs
Assurity Life Insurance Company brings more than 123 years of experience to the world of life insurance. Plans can be tailored to meet your needs in order to build financial stability. Coverage is available nationwide.
Term Life Insurance Products
This is a temporary policy that covers you for a specific number of years with fixed premiums and the potential to convert to permanent coverage during certain intervals of the term. Assurity offers two kinds of policies — NonMed Term 350 and Term 350 Plus, which are fully underwritten and offer a Critical illness Rider.
Whole Life Insurance Products
Assurity Life offers three kinds of whole life policies:
- Simplified Portfolio Whole Life, which is a combination of three policies (Simplified Level Benefit, Simplified Grated Benefit and Simplified Modified Benefit WL). Each policy contains certain qualifications based on health history and age.
- Fully Underwritten Whole Life, which guarantees level premiums for life (up to age 121). It’s a useful tool for individual, business and estate planning needs. It comes with two riders at no additional premium, as well as 10 optional riders for added coverage.
- LifeScape® Single Premium Whole Life, which is built for older individuals who seek to purchase a guaranteed death benefit with a single payment. This policy contains an alternative to taxable fixed investments, as it creates a modified endowment contract which has no tax impact if in place until death. It’s great for estate planning/budgeting and is a single-premium purchase with a guaranteed contract maturity.
Universal Life Insurance Products
This plan offers flexibility, so you can adjust your premium payments as needed (within certain limits). The growth of your policy’s account value is based on a credited interest rate which may change over time. Assurity Life’s LifeScape® Premier Universal Life policy is built for this very flexibility. It’s an affordable policy with numerous riders to choose from, including an accelerated death benefit at no extra charge.
Assurity Life Insurance – Policies That Cater To All
Assurity Life’s policies offer various benefits that cater to all age groups; no matter what the circumstance, Assurity Life has a plan for you. All plans offer various face amounts which are dependent on several health and age requirements. For more information on Assurity’s term and whole life policies and what you need to qualify for the plan of your choice, call us or fill out our online free quote form and we’ll schedule you and appointment at our Miami or Pembroke Pines office.