Lincoln National Life Insurance - Get A Free Quote | MIG

Lincoln National Life Insurance

Protection From Life’s Unforeseen Risks

Term Life

Universal Life

Indexed Universal

Variable Universal

Founded in 1905, Lincoln Financial Group offers a wide variety of term and whole insurance plans that help you and your loved ones build a strong financial future.

Term Life Insurance Products

Lincoln LifeElements® Level Term
Provides level premiums in terms of 10, 15, 20 or 30 years*. This plan has the option to convert to a permanent plan; however, if you choose to renew your term you can do so until age 95 and premiums increase yearly based on your initial underwriting classification. Supplemental benefits which help increase coverage are available.

Universal Life Insurance Product

Lincoln LifeCurrent® UL
Provides adjustable premium payments and a secondary death benefit guarantee of up to 20 years. This plan allows for tax deferred cash value build-up that can be accessed in the future. It is automatically equipped by a Coverage Protection Guarantee (CPG) that runs up to 20 years or until the insured reaches 90—whichever is first. The CPG protects against policy lapse in cases of insufficient cash value funds for monthly deductions (certain factors may affect the duration of this guarantee).

Lincoln LifeReserve® UL (2009)
A useful wealth accumulation plan that helps build tax-deferred account value. You can adjust the frequency of your future premium payments, which is subject to IRS guidelines, but an efficient way of managing your policy how you see fit.

Indexed Life Insurance Products

Lincoln LifeReserve® Indexed UL Accumulator
Provides the ability to fund your policy to build account value. It also provides upside potential of crediting rates—this is based on an external financial index. This includes a 1.0%* guaranteed minimum interest rate.

*certain policy changes may reduce the policy value.

Lincoln WealthPreserve® Survivorship Indexed UL
Protects two people under one policy. It’s a useful plan for estate and wealth planning and with the potential for tax-advantaged cash value growth, it can help supplement future needs such as retirement income. Crediting rate on this policy is guaranteed never to go below 1%.

Variable Universal Life Insurance Products

Lincoln AssetEdge® Exec VUL (2009)
Built for individuals and business owners alike. This plan allows for account accumulation that can grow tax-deferred and an exposure to the upside of market investing. It includes optional features such as Automatic Rebalancing and Dollar Cost Averaging. It’s the ultimate coverage for individuals who want to enjoy the benefits of tax-deferred account growth for retirement or other purposes. For business owners, this plan is ideal to help cover your business in the event of an emergency (such as the death or disability of a partner/shareholder).

Security For Your Loved Ones – Call Today For Your Free Quote

Lincoln Financial Group (Lincoln National Life Insurance) offers several policies for both term and permanent plans. For additional life insurance options, please call us or fill out our online free quote form. Our offices in Miami and Pembroke Pines, FL offer free assistance and are ready to help you achieve your coverage needs.

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Life Insurance Types

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Contact our office for more information on the following life policies:

Term Life Insurance

Universal Life Insurance

Whole Life Insurance

Variable Life Insurance

Broward County Residents

Pembroke Pines Office
9050 Pines Blvd #345
Pembroke Pines, FL 33024

Miami-Dade Residents

Coral Gables Office
3211 Ponce De Leon Blvd, Suite 200
Coral Gables, FL 33134

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