John Hancock Life Insurance

Guaranteed Death Benefit Protection

John Hancock Life insurance Company has served clients for more than 150 years. Offering various life insurance options to more than 3.5 million policy holders, they strive to protect the financial future of you and your loved ones via affordable coverage. Services include:

• Term Life Insurance: a temporary policy that covers you for a specific number of years with fixed premiums and the potential to convert to permanent coverage during certain intervals of the term.
• Whole Life Insurance: Provides lifetime coverage, cash value and death benefit.
• Universal Life Insurance: Offers flexibility, so you can adjust your premium payments as needed (within certain limits). The growth of your policy’s account value is based on a credited interest rate which may change over time.
• Indexed Life Insurance: Contains index crediting potential. This is based on changes in the index account options selected. It does not participate in stock or equity investments. With this plan, you have the ability to switch between premium allocation options—as your needs change, so can your policy.
• Variable Life Insurance: Offers non-guaranteed cash value accumulation based on investment choices (or sub-accounts) such as stocks, bonds, guaranteed accounts and international accounts. With this plan, you have the ability to transfer funds between investment options –it’s an easy way to strategize as your needs change over time.

Help Finding Your Coverage That Meets Your Needs

For additional information on John Hancock Life Insurance policies or help on deciding which policy works best for you and your loved ones, please call our office or film out our online free quote form. We have offices in both Miami and Pembroke Pines, FL to help residents all across South Florida attain the quality life insurance they seek. Free assistance with no obligation to enroll – call today.