Helping To Provide Financial Security For Your Family
Term Life
Whole Life
Universal Life
Variable UL
Survivorship
Providing service since 1851, MassMutual knows what you need to secure your financial future. With various term and whole life insurance options available, they provide affordable service to millions of people nationwide.
Life Insurance Products
- Term Life Insurance: A temporary policy that covers you for a specific number of years with fixed premiums and the potential to convert to permanent coverage during certain intervals of the term.
- Whole Life Insurance: Provides lifetime coverage, tax-deferred cash value and a guaranteed death benefit. Cash Value on the policy can be used to supplement income or any other emergencies that arise. Premiums are level and you’ve got the potential to earn dividends.
- Universal Life Insurance: Offers flexibility, so you can adjust your premium payments as your needs change. Your plan may accumulate tax-deferred account value and the money you accumulate can be used for the needs of your choice.
- Variable Life Insurance: This plan offers flexibility as well as permanent death benefit and living benefit protection. Net premiums can be directed into Separate Account divisions and the Guaranteed Principal Account (GPA) within the policy. With MassMutual’s variable universal life products, you’ve got access wide range of investment options available. This option is great for those seeking permanent coverage with the opportunity to invest.
- Survivorship Life Insurance: Provides coverage for two people and death benefit is guaranteed when the second insured person passes away. This policy typically covers a spouse or business partner and is a useful tool for estate tax matters, inheritances and in scenarios where two individual policies may be too costly due to one of the insureds unqualified medical history.
Mass Mutual Life Insurance – Helping Provide For Your Family
MassMutual’s variety of term and whole life plans offer riders (i.e add-ons) that help increase your coverage and help you further reap the benefits of life insurance coverage. For more information on how MassMutual can help you reach your future financial goals, call our office or fill out our online free quote form. Our insurance advisors in Miami and Pembroke Pines are available to offer advice to help gear you to an affordable and effective life insurance plan for you and your loved ones.