Short or Long-Term, We Have You Covered
Mutual of Omaha strives to provide affordable temporary and long-term insurance plans for you and your family. Whether you’re looking for simple, short-term coverage or want to browse through a variety of permanent coverage plans, Mutual of Omaha has got you covered.
Term Life Insurance Products
Term Life Express
Issued in terms of 15, 20 or 30 years. While this policy does not have the option to convert to permanent coverage, it provides family protection and is a quick way to obtain life insurance. Return of premiums are available and it helps serve longer-term obligations such as a mortgage.
Term Life Answers
Issued in terms of 15, 20 or 30 years. This is a straightforward, low-cost insurance policy which has the option to convert to permanent coverage and helps cover both short and long-term financial obligations.
Whole Life Insurance Products
Whole Life Guaranteed
Guarantees coverage without medical examination. This plan builds cash value over time and premiums remain level throughout. Benefits are consistent despite age or health condition, which makes this plan a safe option for permanent coverage.
Whole Life Children’s
Offers low rates to children ages 14 days to 17 years. This plan builds cash value that grows over time and premiums remain level throughout. Additionally, this plan guarantees up to $250,000 of coverage later in life, regardless of your child’s health.
Universal Life Insurance Products
Guaranteed Universal Life/Guaranteed Universal Life Plus
Both offer permanent coverage with flexible premiums for individuals ages 18-85 and help cover income protection. While Guaranteed ULhelps guarantee a death benefit, Guaranteed UL Plus offers enhanced cash value and competitive dump-in and short pay.
AccumUL Plus
Offers permanent coverage with flexible premiums. This plan helps cover income protection, as well as cash value protection from stock market changes. Funds can be accumulates for later use and death benefit is available.
AccumUL Answers
Offers permanent coverage with flexible premiums. This plan helps cover income protection, as well as cash value protection from stock market changes. Cash value can be accumulates for any future needs.
Guaranteed UL Express Answers
Offers permanent coverage with flexible premiums. This plan helps cover income protection and helps guarantee a death benefit. The issue process is quick and simple.
A Policy Customized Just For You – Call For A Free Quote
We help simplify the process of selecting a life insurance policy. If you have any questions regarding Mutual of Omaha and are interested in a free quote, fill out our online form or call our Pembroke Pines or Miami office. Together we’ll find the best way to protect your family’s future.