Financial Protection – Now and in the Future
North American’s ADDvantage Term Life insurance offers guaranteed premiums for periods of 10, 15, 20 or 30 years, as well as protection for your beneficiaries. Policies start with face value amounts of $100,000. There are also several custom options that help you design your policy to meet you and your family’s needs, such as:
- Life insurance coverage for your children
- Various premium payment plans (monthly, quarterly, semi-annual and annual) and credit card payments if qualified
- The ability to waive premiums if you become disabled while your policy is in effect
ADDvantage term allows you to convert your term policy to a permanent one without a physical exam, so your policy can change as your needs change.
Universal Life Insurance Products
Custom GrowthCV
Provides death benefit protection and helps build long-term cash value accumulation via interest bonus and premium bonus. With this plan, you’ve got access to potential cash value through withdrawals and policy loans, as well as access to a portion of the death benefit to use in the event of a chronic or terminal illness.
Custom Guarantee
Provides death benefit protection up to age 120 with no premiums payable until age 100. Premiums are flexible and can be adjusted to meet your needs. A portion of the death benefit can be accessed to cover the cost of an unexpected illness.
Custom TermGUL
A suitable option for those looking for coverage on a budget. This plan offers low-cost death benefit protection and a non-guaranteed interest bonus to help build cash value for future needs. You’ve got access to potential cash value through withdrawals, policy loans and net zero-cost loans in policy years 11 and later. A portion of the death benefit can be accessed in the event of a chronic or terminal illness.
Index Universal Life Products
Builder IUL
Allows the ability to earn interest based on stock market index movement without directly investing in the market. Interest rate credited is never below zero percent. With this plan, you’ve got access to potential cash value through withdrawals and policy loans, as well as access to a portion of the death benefit to use in the event of an unexpected illness.
Guarantee Builder UI
Provides a death benefit guarantee up to age 120, as well as the ability to earn interest based on stock market index movement without directly investing in the market. Interest rate credited is never below zero percent. With this plan, you’ve got access to potential cash value through withdrawals and policy loans, as well as access to a portion of the death benefit to use in the event of an unexpected illness.
Rapid Builder IUL
Provides death benefit protection and the ability to build cash value in the early years of the policy. You’ve got the ability to earn interest based on stock market index movement without directly investing in the market. Interest rate credited is never below zero percent. You also have access to potential cash value through withdrawals, policy loans and net zero-cost loans in policy years 6 and later. A portion of the death benefit can be accessed in the event of a chronic or terminal illness.
Survivorship GIUL
Insures two individuals under one premium payment and pays a death benefit when the last individual insured dies. This plan provides support for children, an organization or trust in the event that both individuals insured are gone. You’ve got the ability to earn interest based on stock market index movement without directly investing in the market. Interest rate credited is never below zero percent. You also have access to potential cash value through withdrawals, policy loans and net zero-cost loans in policy years 6 and later.
You Got Questions – We Have Answers
Call our Pembroke Pines or Miami office to speak with one of our insurance brokers today and get all your questions answered. We offer the convenience of free assistance in person or via phone – call now for a free quote with no obligation to enroll.
